Dwelling Blocks LogoDwelling Blocks

Collateral Decisions at AI Speed

Dwelling Blocks automates mortgage underwriting workflows that used to slow your team down — and customizes the ones that make you different.

01Your Workflow, Your Way

Collateral, Handled

Dwelling Blocks brings autonomous workflow automation to the most critical and time-consuming part of mortgage lending — collateral. Appraisal ordering, inspection tracking, QC, and risk scoring are handled end-to-end, giving your underwriting team cleaner data, faster turnarounds, and fewer manual exceptions to chase.

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02Trusted At Scale

Complexity, Handled

One of the largest mortgage lenders in the United States trusts Dwelling Blocks to run their sophisticated appraisal and inspection workflow. That trust isn’t something we take lightly — it’s what shapes how we build, how we operate, and what we deliver to every customer we serve.

Coverage across the United States
SOC 2 Compliance
SOC 2 Type II · AICPA SSAE 18
03Security, Verified

Trust, Handled

Dwelling Blocks maintains SOC 2 Type II compliance, independently audited and attested in accordance with AICPA standards for reporting on Service Organizations (SSAE 18).

Data privacy is an ongoing commitment for us, not a single milestone. We’re dedicated to continuously investing the time, effort, and resources needed to handle our customers' data to the best of our abilities and to conform to world-class industry standards.

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One Platform. Built for enterprise scale

The Dwelling Blocks Platform

Three autonomous systems working as one — deployed across every critical stage of the mortgage lifecycle. Cortex, Sentinel, and Atlas don’t just support underwriting speed. They’re the reason it’s possible at scale.

Cortex

01

End-to-end automation for appraisal ordering, tracking, and delivery — with autonomous agents that handle exceptions, manage vendors, and close the loop with minimal human intervention. Giving lenders full control without the manual overhead.

  • Already delivering thousands of reports each month in under 24 hours — at no extra cost.
  • Full support for all modern workflows: Hybrids, AVMs, Inspections, Virtual Inspections and more.
  • Every order moves through the workflow automatically with exceptions instantly identified and dealt with.
  • The collateral process that used to take days runs itself — so your team can focus on closing.

Sentinel

02

AI-driven quality control that doesn’t wait for problems — it prevents them. Sentinel deploys continuously across your collateral reports, scoring risk, flagging anomalies, and routing decisions before they become losses. Every loan protected by intelligent rulesets.

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  • Every collateral report your underwriters touch has already been reviewed, scored, and validated.
  • Collateral issues get addressed before they become your underwriter’s problem to solve.
  • Fewer exceptions, fewer delays, fewer surprises at the closing table.
  • Your team spends time on judgment — not on finding what’s wrong with a file.

Atlas

03

Atlas gives your team a real-time operational view built around your specific workflow — national performance benchmarks, anomaly detection, and actionable KPIs designed for a market where underwriting speed is the competitive advantage.

  • Always know where your operation stands before a slowdown has a chance to take hold.
  • Spot the patterns in your pipeline that are quietly adding days to your turn times.
  • Your team sees exactly where to focus to stay competitive in a market where speed is everything.
  • Performance gaps become action items — not just numbers on a report nobody reads.
For appraisers & inspectors

The other side of the platform

Every assignment a lender places has to reach somebody qualified to do it. If you’re a licensed appraiser or inspector, that’s the network you would be joining — lender volume routed to you directly, on terms you set.

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  • License and insurance validated once, then monitored for expiry
  • Accept the assignments you want, with your own conditions
  • QC review runs before submission, not after a revision request
  • Paid through Stripe, with a receipt on every assignment
Dwelling Blocks Logo

Built for the lenders who move the market

100,000s
Collateral transactions annually
10,000+
Credentialed vendors
One
Platform that runs it all
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Are you an appraiser or inspector? Join the Network