When and How You Get Paid
Updated
Payment reaches your bank in two steps, and it helps to know which one you are waiting on:
- Dwelling Blocks to Stripe — as soon as the assignment completes.
- Stripe to your bank account — usually 2–3 business days after that.
This only works once your bank account is connected. See Connecting Your Bank Account To Get Paid.
Step 1: the transfer to Stripe
When you complete an assignment, your fee is transferred to your connected Stripe account right away, and you receive an email confirming it.
If you did not get that email
Open the assignment and check the Fees tab:
- A Transfer Receipt should be attached, and available to download.
- No fee should be showing as Pending.
If the vendor fee is still Pending, reach out to the lender — add a note on the assignment and check Request a response. See Notes: Messaging the Lender.
Assignment Fees explains the breakdown you see on that tab, and what each fee type means. If the amount there is not what you expected, see Understanding a Fee Mismatch.
Step 2: the payout to your bank
After 2–3 business days, Stripe pays out from your Stripe balance to the bank account you connected.
It can take longer than that:
- Bank holidays push the payout out by however many days the banks are closed.
- Some banks are slower to post incoming transfers than others, regardless of when Stripe sends the money.
Stripe is the only payout method Dwelling Blocks supports — there is no alternative to set up, and payment by check is not available. See Can I Get Paid by Check?.
One payout can cover several assignments. Stripe often batches multiple completed-assignment transfers into a single payout to your bank rather than sending one per assignment, so a deposit amount won't always match a single fee. To see what's included in a specific payout, open it in your Stripe dashboard under Payouts — each one lists the individual transfers it contains, with the property address and loan number in the description.
If the money is sitting in Stripe
If transfers have arrived in Stripe but nothing is reaching your bank, Stripe is usually waiting on something from you. Log in to your Stripe account and look for alerts or required actions — an unverified detail or a missing document will hold payouts until it is resolved.
A payout can also fail at the bank. If your bank rejects it — most often because the account or routing number on file is wrong, or the account has been closed — the money goes back to your Stripe balance. Nothing is lost. Log in to your Stripe dashboard, review the warning about the failed payout, and check the bank account details. Once they are corrected, Stripe pays the balance out again.
Stripe Support (support@stripe.com) can help with anything in that account. This is different from a payout Stripe has already sent that has not appeared yet, which is a question for your bank.
Checking on it yourself
You have two places to look:
- In Dwelling Blocks, your company Payout History page lists your payouts and can export a detailed report.
- In Stripe, your Stripe dashboard shows every transfer that has come in, its status, and every payout Stripe has made to your bank.
Was a specific assignment paid?
- Open the assignment and check the Fees tab. A Transfer Receipt there means the fee has been sent to your Stripe account. Download it for your records.
- Find it in your payout history. The Payout History page lists the transfer with the assignment it belongs to.
- Find the deposit in Stripe. In your Stripe dashboard, open Payouts. Each payout lists the transfers it contains, with the property address and loan number, so you can match the assignment to the deposit in your bank.
Every payment was made the same way — a Stripe transfer, then a bank deposit. There is never a check to look for.
Stripe also handles your tax forms — see Get Your Dwelling Blocks 1099 Tax Forms from Stripe.